Tompkins Financial reports 2025 net income of $161.1M with operating EPS up 27% year-over-year

Tompkins Financial posted record 2025 results driven by a 7.1% loan portfolio increase, 38 basis point net interest margin expansion, and a $188.2 million gain from the sale of its TIA business. Operating performance excluding one-time items demonstrates consistent earnings growth with a 10-year CAGR of 11.3%, supporting investor confidence in the company's capital position and deposit base.