Univest Financial Q3 profit falls $4M, issues credit-related guidance

Univest Financial reported a Q3 2026 net income of $21.6 million, down from $25.6 million a year ago, due to higher loan charge-offs and a provision for credit losses. Loans decreased $27.5 million, driven by large payoff and charge-offs, while net interest income rose 10.5% YoY to $67.8 million.